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Hymans

Company description

Hymans Robertson Investment Services

A boutique service, backed by big firm know-how

Introduction to Tailored Portfolio Service

Our Tailored Portfolio Service (TPS) is a customised portfolio design and investment management proposition, created to meet the specific requirements of UK financial advice firms.

Our tailored approach delivers all of the traditional benefits of outsourcing, including operational and admin efficiencies and risk reduction.
If you are considering outsourcing, a solution constructed specifically for your business can deliver so much more than using ‘off the shelf’ alternatives.
Our Tailored Portfolio Service aims to help you deliver an enhanced investment proposition that supports your business, whilst targeting improved client outcomes.
We believe that, in most instances, advisers adopting our TPS service will reduce their client’s investment costs, while having the potential for improving returns and lowering risk.

Hymans Robertson LLP

Established in 1921, Hymans Robertson LLP is one of the UK’s leading independent firms of investment, pensions, and risk experts, employing over 1,000 staff. The firm has over c.£350bn of assets under influence, serving many of the UK’s largest institutional clients, from household name corporates through to the UK’s largest local authority pension schemes.

Hymans Robertson Investment Services (HRIS)

HRIS is fully owned by Hymans Robertson LLP, providing dedicated investment management for the UK retail advised sector. Hymans Robertson’s scale provides HRIS with access to in-house data, forecasting technology, investment research (including responsible investments insight) and robust governance, beyond that of most other retail DFM operations. HRIS also uses its in-depth comparative research and buying power in an effort to secure lower fund costs for our advice firm partners.

Interested to find out more?

If you would like further information on accessing our services, please do get in touch.

Contact details:

Joy Fraser

Head of Client Delivery

joy.fraser@hymans.co.uk

07507 336795

Further information

Home | Hymans Robertson (hymansinvestmentservices.co.uk)

Services available

Hymans Robertson Investment Services - Decumulation in a little more detail

HRIS plays a key role within a number of advice firms’ Centralised Retirement Propositions (CRPs).

Our decumulation proposition integrates three key aspects involved in retirement planning, which we bring together through the provision of a unique online tool – ‘SIT’.

This combines:

The Tailored Model Portfolios. We believe in a total
return approach to decumulation (i.e. building
diversified portfolios that deliver growth through a
combination of both capital gain and income). The
Tailored Model Portfolios take account of shorter-term
market risks in their construction, in an attempt to
mitigate ‘sequencing risk’ as much as possible, given the
risk and returns being sought.
Unique longevity data. Our clients gain access to a
unique set of postcode-level longevity data, which
allows for more accurate planning around life
expectancy. We have found that advisers find this
helpful in setting realistic initial expectations with their
clients (as well as documenting that longevity risks have
been explained and understood).
Interactive income modelling. Our clients gain access
to our ‘Sustainable Income Tool’. This is updated on an
ongoing basis, to account for Tailored Model Portfolio

forecasts, using our robust ESS investment modelling
engine. The tool provides an overview of sustainable
levels of income withdrawal for each model portfolio,
based on different individual client requirements
(including their investment time horizon).
SIT is interactive, allowing advisers to assess various
options in real time.